Terms and Conditions Apply.
The Lumkani Fire Cover policy is underwritten by The Hollard Insurance Co. Ltd (Reg. No. 1952/003004/06), an authorised Financial Services Provider.
The Lumkani Funeral Policy is underwritten by The Standard General Insurance Company Limited “Stangen” an authorised long-term insurer licensed in terms of the Long-term Insurance Act, 1998. Reg. No. 1948/029011/06 (Authorised FSP: No. 47235)
Lumkani is an authorised financial services provider (FSP 50312).
Lumkani is a technology company which distributes insurance products to financially excluded households and businesses in townships and informal settlements. We use our award-winning fire detectors to mitigate the risk of fires and a world-first insurance product to cover losses when disasters occur.
We have distributed tens of thousands of fire alarms to homes across South Africa which have drastically lowered the instances of fires in our communities, ensuring that those who are most vulnerable have a sense of security. Tens of millions of Rands of possible fire damage have been saved through our early-warning fire detectors.
Lumkani implements large-scale roll-outs of our fire detection system in order to create the social impact at the core of our mission. For more information on this click here.
Before Lumkani introduced Fire Cover in 2016, there was little hope for households and businesses that had been excluded from insurance cover, to quickly rebuild, refurnish and return to a state of dignity.
Lumkani seeks to promote business and social practices that respect people, ensure sustainability and create value.
Lumkani is an authorised financial services provider.
Protecting Communities: Lumkani Fire Alarm
As part of Lumkani’s mission to mitigate the loss of life and property caused by fires in South Africa and across the globe, we implement large scale roll-outs of our fire detection system into urban informal settlements and townships.
Many cooking, lighting and heating methods used by people living in informal settlements produce smoke. For this reason Lumkani detectors use rate-of-rise of temperature technology to accurately measure the incidence of dangerous fires and limit the occurrence of false alarms.
Density is a challenge all urban informal settlements share and is a major risk factor that enables the rapid spread of fires. In order to provide sufficient early-warning, a communal alert is required. Our detectors are networked within a 60-metre radius so that in the event of a fire all detectors in this range will ring together, enabling a community-wide response to the danger. This buys time for communities to become proactive in rapidly spreading fire situations.
We have developed smart centralised gateways, which gather information about the detector mesh network. These gateways constantly check the health of the system and in the event of fire, send text-message warnings to members of the affected community, as well as storing critical information about the exact location of the fire.
All of the above data is viewable on Lumkani’s WatchTower platform - used for monitoring our early warning systems around the world.
Through our early-warning systems in many of the highest fire-risk urban informal settlements and townships in South Africa and Bangladesh, we have seen first-hand the impact that this simple intervention has in preventing devastation in the most vulnerable communities on the planet.
Cape TownUnit G04, 19 Kent Street, Woodstock, 7915
JohannesburgUnit 8B, 73 Juta Street, Braamfontein, 2001